Revenue-Based Financing allows small businesses to raise funds by pledging a percentage of future, ongoing revenues in exchange for capital provided by a lender.
Revenue-Based Financing is distinct from debt financing — interest is not paid on an outstanding loan balance, and there are no fixed payments. Instead, payments are proportional to a firm’s performance, offering businesses a flexible, patient source of financing.
“With the introduction of Revenue-Based Financing, we aim to provide entrepreneurs with a more flexible, sustainable funding solution that aligns with their revenue potential. This product reflects our dedication to fostering economic growth in disinvested communities and making capital more accessible to more underserved entrepreneurs.”
Ruben Alonso III, AltCap CEO
The Loan Readiness Quiz is required before receiving a loan application. It’s free, takes a few minutes minutes, and is the fastest way to get started.
If you have questions, please reach out to us at info@altcap.org, call (833) 549-2890 or fill out the form below.
These terms are subject to change.
Eligible businesses can be from any industry and at any stage of the business life cycle — from startup to mature — however Revenue-Based Financing is best suited for buisness that are looking for capital to fuel significant growth. Revenue-based financing is not meant to use to finance normal working capital needs — i.e. to maintain existing levels of business activity — or to refinance existing debt.
An AltCap Business Development Officer can help you decide if revenue-based financing is right for your business.
Personal Documentation
Business Documentation
Financial Documentation
Additional Requirements for Revenue-Based Financing Loans
Si necesita un préstamo para pequeñas empresas y necesita ayuda en español, comuníquese con Karina Lopez al (833) 549-2890 o karina@altcap.org.